Website use and important notices.
These terms are a website-ready template and should be reviewed together with the company’s registration details, scheme documents, and legal adviser before publication.
General information only
The website provides general educational and service information. It does not replace a registered chit agreement, official scheme documentation, professional financial advice, or legal advice.
No guaranteed returns
A chit fund is not a guaranteed-return investment. The website does not promise profit, assured appreciation, immediate access to funds, or suitability for every person. Participation depends on scheme terms, eligibility, documentation, member obligations, and applicable law.
Scheme participation
Submitting an enquiry does not create membership or guarantee acceptance. Before joining, prospective members must receive and review the relevant scheme information, complete required checks, and accept the applicable written agreement.
Accuracy and availability
We aim to keep website information clear and current, but scheme availability, contribution amounts, tenure, procedures, and eligibility may change. The final written documents supplied for a scheme take precedence over general website content.
Acceptable use
You agree not to misuse the website, attempt unauthorised access, submit false or unlawful information, interfere with site operation, or reproduce protected content without permission.
External services
The website may link to services such as Google Maps, WhatsApp, and social platforms. Those services operate under their own terms and privacy practices.
Contact
Questions about these terms may be submitted through the contact section. Official contact details should be confirmed before publication.